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Frequently Asked Questions
Is this a comprehensive
medical plan?
No, this plan is not a major medical plan and is not considered
a qualified small employer group plan. It is not considered creditable
coverage under HIPAA.
Can all of my employees qualify for the plan?
Yes, HealthAssist is guaranteed issue to all employees and their
dependents, so no medical questions will be asked. Enrollees
will be issued individual policies and/or certificates of insurance.
Pre-existing conditions are not covered.
How much does it cost?
There is no cost to you, the employer. Your employees pay for
the following at a monthly rate:
Level
1
|
Monthly
Premium
|
| Yourself |
$21.46 |
| Yourself +1 |
$39.65 |
| Family |
$57.86 |
|
Level
2
|
Monthly
Premium
|
| Yourself |
$32.29 |
| Yourself +1 |
$63.49 |
| Family |
$94.69 |
|
Level
3
|
Monthly
Premium
|
| Yourself |
$49.63 |
| Yourself +1 |
$101.62 |
| Family |
$153.62 |
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What are the benefits of administering my account online?
Because of the streamlined administrative process, we are able
to reduce administrative costs, and pass savings on to your employees.
The online administration system allows you to take control of
your benefits program, giving you the ability to easily enroll
new employees, generate reports, verify employee coverages or
even look-up your monthly statements on your own time. You’ll
have immediate access to the most up-to-date information about
your account, when you need it most.
Why do you require clients to pay their premium by automatic checking account debit or
credit card?
Our goal is to provide quality coverage at the most affordable
prices. One of the ways we accomplish this is by reducing overall
administrative costs. By utilizing electronic billing processes,
we have been able to streamline administration and pass the
savings on to our insureds.
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